Direct Fast Funding Apply Now →
✓ Funded in 24 hours✓ 500+ credit OK✓ $25K–$5M✓ Soft credit pull✓ Apply in 1 minute
24-Hour Funding · 2026

24-Hour Business Loans

Approved and funded within a day — capital that moves as fast as your business does.

$25K–$5Mfunding range
24 hrstypical funding
500+credit scores OK
All industriesdirect funder
No collateralfor working capital

See how much your business qualifies for

$25K to $5M — approved on your revenue, funded in as little as 24 hours. A direct funder built for speed. No collateral for working capital.

  • ✓ 500+ credit
  • ✓ 6+ months open
  • ✓ $10K+/mo revenue
1-Minute Application

Apply Now — Get Funded in 24 Hours

Start your application in about a minute. A real decision fast — soft credit pull, no obligation.

START MY APPLICATION →

🔒 Soft credit pull · will not affect your credit score

Short answer: A 24-hour business loan is funding approved and deposited within one business day of applying. Direct Fast Funding decisions in hours and funds within 24 hours for most approved businesses, from $25,000 to $5,000,000, FICO 500+, with a soft credit pull and no tax returns.

Why 24-hour funding is possible

What lets funding move in a day versus weeks at a bank.

FactorDirect Fast FundingTraditional bank
Decision timeHoursDays to weeks
Documents3 months bank statementsTax returns, financials
CreditFICO 500+Typically 680+
FundingWithin 24 hoursWeeks after approval

Why businesses choose us

  • Decisions in hours, funding within 24 hours
  • FICO 500+ accepted; approval on revenue
  • Soft credit pull — no score impact
  • $25K to $5M available
  • Six funding products to fit your need

What you need to apply

  • US-based operating business
  • 6+ months in business
  • ~$20,000+ in monthly revenue
  • Last 3 months of bank statements
  • Valid EIN and business bank account

Frequently asked questions

How fast can I actually get the money?
Most approved businesses are funded within 24 hours; smaller amounts can fund same-day.
Do I need good credit for a 24-hour loan?
No — FICO 500+ can qualify because approval is weighted toward revenue and deposits.
What documents are required?
Just 3 months of business bank statements.
How much can I borrow?
From $25,000 up to $5,000,000, scaled to your revenue.
Is it a hard credit check?
No — a soft pull that doesn't affect your score.

Get funded within 24 hours

Apply in 5 minutes with a soft credit pull. Fast decision, fast funding.

Apply Now →

Figures shown are typical 2026 industry ranges and vary by underwriting; actual terms are set at application. Funding is subject to approval. Product and company names referenced are the property of their respective owners.

Get funded in 24 hours

Approved on your revenue, not just your credit. Start your 1-minute application.

Apply Now →

Why owners choose Direct Fast

A direct funder — no broker layer, no runaround. Fast capital approved on your revenue.

⚡

Funded in 24 hours

Decision in as little as 4 hours, money wired in 24–48. Same-day for clean files.

🤝

Direct funder — no brokers

You deal with the funder, not a middleman. Faster answers, better terms, no stacked markups.

📊

Approved on your revenue

500+ FICO accepted. We underwrite on your bank deposits and sales, not just your score.

Ready to get funded?

Approved on your deposits, not just your score. Funded in as little as 24 hours.

START MY 1-MINUTE APPLICATION →
Apply Now — Funded in 24 Hours →
Before you go

See how much your business qualifies for

$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.

START MY 1-MINUTE APPLICATION →

No obligation · takes about a minute