⚡ ALL INDUSTRIES · $5M · FUNDED IN 4 HOURS · BUILT FOR OPERATORS
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Auto mechanic working on car
Built for Independent Shops · Body Shops · Tire & Service

Auto Repair & Service Funding

Capital for auto service operators. Lifts, diagnostic equipment, parts inventory, bay expansion, and second-location capital — funded in 4 hours. Independent shops to multi-bay operations.

Same-Day Available
No Collateral
FICO 500+ OK
Industry-Specific Use Cases

Capital for the Realities of Auto Repair

🛠

Lifts & Equipment

Two-post lifts, four-post, alignment racks, tire machines, balancers, brake lathes, scan tools.

🔧

Diagnostic Equipment

Modern scan tools, ADAS calibration equipment, scope diagnostics, programming tools. Stay current with new vehicles.

📦

Parts Inventory

Stock common-fail parts, bulk OE purchases, oil and fluids inventory, tire stocking.

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Bay Expansion

Add bays, build out the alignment area, body shop expansion, paint booth installation.

👨‍🔧

Tech Hiring

Bridge funding for hiring techs. Pay sign-on bonuses, cover ramp before they're producing flag hours.

🏬

Second Location

Multi-shop expansion. Open a second location with build-out, equipment, and opening inventory together.

Subtypes We Fund

Every Auto Service Type

General Repair Shops

Independent auto repair, full-service mechanical shops, family-owned operations.

Body Shops & Collision

Collision repair, paint and body, frame work, insurance work.

Tire Shops

Tire sales and service, alignment, suspension. Independent and chain affiliates.

Quick Lube & Oil Change

Oil change operations, quick service centers, fleet maintenance.

Specialty Repair

Transmission, diesel, European, performance, custom, restoration.

Detailing & Reconditioning

Mobile detailing, fixed-location detail shops, reconditioning operations.

Heavy Truck & Diesel

Heavy truck repair, diesel service, fleet maintenance.

Powersports & Recreation

Motorcycle, ATV, marine, RV, powersports service.

Auto Glass & Window Tint

Auto glass replacement, window tint, paint protection film.

Common Questions

Auto Repair Funding FAQ

Do you fund independent shops?

Yes — independents are our specialty. We don't require franchise affiliation or chain backing.

Can I finance a used lift?

Yes — used lifts and shop equipment finance well. Many shops upgrade through used equipment.

Do you understand insurance work cash flow?

Yes — we know body shop receivables run on insurance timelines. Underwriting accounts for that cycle.

Can I use this for ADAS calibration equipment?

Yes — ADAS is a growing need and equipment qualifies. Many shops use this funding to add ADAS capability.

Do you fund mobile mechanics?

Yes — mobile mechanic operations qualify. Vehicle, tools, and working capital.

Funding Built for Auto Repair

5-minute application. Funded in 4 hours. From $25K to $5M.

Apply Now ⚡