Capital that moves at construction speed. Mobilization, equipment, payroll bridge, and materials — funded in 4 hours. We understand progress billing, retainage, and the brutal cash conversion cycle of contracting.
Fund the first 30 days of a project before the first invoice goes out. Cover crew, materials, and site setup without dipping into reserves.
Trucks, trailers, lifts, compressors, generators, scaffolding, lasers, tools. New or used. Built into the cost of the next project.
Crew gets paid Friday whether the GC has cut the draw or not. Bridge funding keeps the right people on your jobs.
Lock supplier discounts, buy ahead of price increases, or fund a large materials order before progress billing kicks in.
Working capital strengthens your bonding profile and lets you bid bigger jobs. Cash position matters to sureties.
Add a second crew, open a second yard, take on bigger projects. Growth in construction is funded growth.
Residential, commercial, design-build. From custom homebuilders to commercial GCs running multiple sites.
Install, service, replacement. Equipment, vans, refrigerant inventory, technician hiring capital.
Residential, commercial, industrial. Service trucks, materials, payroll for licensed electricians.
Service plumbing, new construction, commercial. Equipment, vans, inventory, expansion.
Residential, commercial, storm restoration. Materials, labor scaling for storm seasons, equipment.
Foundations, flatwork, decorative. Pump trucks, forms, materials, crew expansion.
Residential and commercial framing crews. Equipment, lumber bridge, payroll for multiple crews.
Excavators, skid steers, dump trucks, trailers. Heavy equipment financing and working capital.
Drywall, painting, flooring, tile, masonry, glazing, insulation, demolition. All specialty trades qualify.
Yes — FICO 500+ qualifies. Construction is cyclical and credit takes hits during slow periods. We underwrite based on current bank statement health, not historical credit damage.
Yes. Working capital strengthens your bonding profile and lets you front-load mobilization on larger contracts. Many contractors use the funding specifically to step up to bigger work.
Yes — used trucks, trailers, lifts, excavators, skid steers, compressors. Private party or dealer purchases.
Most construction is seasonal. We underwrite based on a normalized look at your year, and revenue-based financing options scale payments down during slow weeks.
Yes. This is exactly what payroll bridge funding is for. Get the cash now, repay when the GC pays you.