Capital for restaurant operators. Equipment, build-out, payroll bridge, inventory, and second-location funding — funded in 4 hours. We understand thin margins, weekend swings, and the brutal cash conversion cycle of food service.
Ovens, fryers, ranges, walk-ins, ice machines, prep tables, hood systems. Replace failed equipment same week.
New location build-out, kitchen expansion, dining room refresh, patio buildout. Capital before the doors open.
Cover payroll during slow weeks. Restaurant cash flow is week-to-week — funding smooths the dips.
Big inventory buys, vendor pre-payments for discounts, opening inventory for new locations.
Multi-unit operators expanding. Capital to open before sales prove it out. Most expansion is funded expansion.
POS upgrades, online ordering integration, third-party delivery setup, marketing campaigns to fill seats.
Casual dining, fine dining, family restaurants. Equipment, build-out, expansion capital.
QSR, fast casual concepts, franchise units. Build-out, equipment, working capital.
Bars, gastropubs, sports bars, lounges. Equipment, build-out, inventory, expansion.
Independent pizzerias, delivery-focused operations, multi-unit pizza brands. Ovens, delivery vehicles, expansion.
Mobile food operations and catering companies. Truck financing, equipment, event capacity.
Coffee shops, cafés, bakeries, juice bars. Equipment, build-out, second location.
Mexican, Italian, Asian, Mediterranean, BBQ, seafood — all concepts welcome.
Franchisees of national and regional brands. Build-out, equipment, working capital.
Delivery-only concepts, ghost kitchens, virtual brands. Equipment and growth capital.
Yes — we underwrite restaurants on revenue, not net margin. If you're moving real volume through the bank account, you qualify.
Yes — used ovens, walk-ins, ranges all finance well. Auctions, restaurant supply, dealer.
We typically need 6 months operating. If you're pre-revenue, SBA may be a better fit — we can route you appropriately.
Yes — second-location funding is one of our most common restaurant use cases. Capital before doors open.
Revenue-based financing scales payments to your daily sales — slow week, smaller payment. Built for seasonal concepts.