⚡ ALL INDUSTRIES · $5M · FUNDED IN 4 HOURS · BUILT FOR OPERATORS
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Retail boutique interior
Built for Brick & Mortar · Online Stores · Wholesale

Retail & E-Commerce Funding

Capital for retail operators. Inventory buys, seasonal stocking, marketing scale, and expansion — funded in 4 hours. Whether you sell from a storefront, Shopify, Amazon, or all three.

Same-Day Available
No Collateral
FICO 500+ OK
Industry-Specific Use Cases

Capital for the Realities of Retail

📦

Inventory Buys

Bulk purchases, vendor discounts, seasonal stocking, opening inventory for new SKUs or new locations.

🎄

Seasonal Stocking

Q4 holiday inventory, back-to-school, summer surge. Stock up before the season, repay after.

📱

Marketing Scale

Meta ads, Google ads, influencer campaigns. Spend ahead of revenue when ROAS is proven.

🏬

Store Expansion

Second location, larger location, kiosk, pop-up. Build-out and opening inventory together.

🛒

E-Commerce Growth

Inventory for marketplace expansion, fulfillment infrastructure, wholesale buys, new product launches.

💳

Cash Flow Smoothing

Bridge the gap between paying suppliers and collecting from customers. Smooth out terms-driven cash gaps.

Subtypes We Fund

Every Retail Format

Brick & Mortar Stores

Boutiques, specialty retail, gift shops, hardware stores, sporting goods, home goods.

E-Commerce & Shopify

Direct-to-consumer brands, Shopify stores, BigCommerce operators, headless commerce.

Amazon Sellers

FBA sellers, FBM operators, private label brands. Inventory financing for marketplace growth.

Wholesalers & Distributors

B2B wholesale operations, distributors, importers. Working capital for inventory and terms.

Apparel & Fashion

Boutiques, brands, accessories, footwear. Seasonal inventory and marketing capital.

Home & Furniture

Furniture stores, home decor, mattress, appliances. Inventory and expansion capital.

Specialty & Hobby Retail

Sporting goods, outdoor gear, hobby shops, music, books, toys.

Convenience & C-Stores

C-stores, gas station retail, liquor stores, smoke shops. Inventory and equipment.

Multi-Channel Retail

Stores selling across physical, online, marketplace, and wholesale channels.

Common Questions

Retail Funding FAQ

Do you fund pure e-commerce brands?

Yes — Shopify, Amazon, BigCommerce, and direct-to-consumer brands all qualify. Bank statements tell the story.

Can I use this for Q4 inventory?

Yes — Q4 inventory funding is one of our most common retail use cases. Stock up in October, repay through December.

Do you finance Amazon FBA inventory?

Yes — Amazon sellers qualify. We work with FBA inventory buys, including overseas POs and freight.

Can I get funded if my revenue is seasonal?

Yes — revenue-based financing scales payments to daily sales. Built for highly seasonal retailers.

Do you require collateral on inventory?

No — funding is unsecured. Inventory stays yours, no UCC blanket lien on stock.

Funding Built for Retail

5-minute application. Funded in 4 hours. From $25K to $5M.

Apply Now ⚡