From Construction to retail — New York City operators get $25,000 to $5,000,000 funded in 4 hours. No collateral. FICO 500+ accepted. Built for the realities of how New York City businesses actually run.
Apply Now →$25K to $5M — approved on your revenue, funded in as little as 24 hours. A direct funder built for speed. No collateral for working capital.
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Whether you're scaling a construction operation or covering payroll on a project gap, we fund New York City businesses across every major industry.
New York City's economy runs on construction, finance, hospitality, healthcare, retail. We work with operators across all of them.
Capital tailored for construction operators in New York City. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for finance operators in New York City. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for hospitality operators in New York City. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for healthcare operators in New York City. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for retail operators in New York City. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
New York City operators don't have 90 days to wait on a bank loan. We approve in hours, fund in 24. Apply by 10am and there's a real chance you're funded by end of day.
We've funded New York City businesses across construction, finance, and more. We know how New York City's economy actually moves.
Most lenders require FICO 680+. We underwrite on bank statement health and cash flow, not just credit score. New York City operators with 500+ regularly qualify.
Just three months of business bank statements. No P&L, no business plan, no financial projections. Your bank deposits tell us what we need to know.
5-minute application. Soft credit pull (no impact). Decision in hours. Funded in 4.
Apply Now →Approved on your revenue, not just your credit. Start your 1-minute application.
A direct funder — no broker layer, no runaround. Fast capital approved on your revenue.
Decision in as little as 4 hours, money wired in 24–48. Same-day for clean files.
You deal with the funder, not a middleman. Faster answers, better terms, no stacked markups.
500+ FICO accepted. We underwrite on your bank deposits and sales, not just your score.
Approved on your deposits, not just your score. Funded in as little as 24 hours.
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute