Revenue-based funding gives a Fort Lauderdale business cash now and repays it as a share of the revenue the business brings in. When sales are strong the repayment is larger, and when they slow it shrinks. That structure suits a city where income follows the season, the cruise calendar and the weather.
Why repayment that follows revenue fits Fort Lauderdale
Fort Lauderdale runs on hospitality, marine businesses, retail and services, and much of it is seasonal. Winter brings visitors and boat owners, summer is slower, and a storm or a cancelled cruise can change a month overnight. A fixed daily or weekly payment ignores all of that. A payment tied to revenue moves with it.
Who uses it
| Business | Why revenue-based fits |
|---|---|
| Restaurants, bars and cafes | Daily card sales swing with weekends, events and the winter season. |
| Marine and boat services | Work peaks around the boating season and slows when the weather turns. |
| Hospitality and tourism | Occupancy and foot traffic follow the visitor calendar. |
| Retail and personal services | Sales are uneven by week and spike around holidays. |
| Contractors and trades | Payments from jobs arrive after the work, so cash lags costs. |
What to compare before you accept
- The total repayment in dollars, shown in the offer before you accept.
- How the share is collected: daily, weekly or from card sales.
- Whether the payment adjusts when your revenue drops, and how.
- Any fees listed in the offer.
- What happens to advances you already carry.
If you already have an advance
Many Fort Lauderdale owners already carry one. You can add capital behind it (second position), replace it with new terms (MCA refinance), or roll several into one (MCA consolidation). Tell us about every open advance when you apply, since we read the debits in your bank statements anyway.
What we look at
You apply once, in about a minute, with a soft credit pull that does not affect your score. We read about three months of business bank statements and consider owners with a FICO score of 500 or above. Funding runs from $25K to $5M, and qualified businesses can be funded in as little as 24 hours. See also business funding in Fort Lauderdale, revenue-based financing explained and merchant cash advance in Florida.