Question 1

How fast can I get business funding?

Accepted Answer

For amounts under $50,000 with strong bank statements, same-day funding (4-8 hours) is realistic. Larger amounts up to $5,000,000 typically fund within 4-24 hours. Apply by 10am Pacific for best chance at end-of-day funding.

Question 2

Do I need good credit?

Accepted Answer

No. We accept FICO 500+. Approval based on monthly revenue and bank statement health, not credit score alone. Most approved businesses have FICO 500-680.

Question 3

How fast can I get business funding?

Accepted Answer

For amounts under $50,000 with strong bank statements, same-day funding (4-8 hours) is realistic. Larger amounts up to $5,000,000 typically fund within 4-24 hours. Apply by 10am Pacific for best chance at end-of-day funding.

Question 4

Do I need good credit?

Accepted Answer

No. We accept FICO 500+. Approval based on monthly revenue and bank statement health, not credit score alone. Most approved businesses have FICO 500-680.

Question 5

What documentation is required?

Accepted Answer

Just three months of business bank statements. No tax returns, no business plan, no profit and loss statements, no financial projections.

Criteria	Direct Fast Funding	Lendio
Funding range / Maximum	Up to $5,000,000	$5,000,000 across products
Minimum monthly revenue	$10,000/mo	Varies by lender match
Minimum credit score	FICO 500+	FICO 550+ minimum (varies)
Minimum time in business	6 months	6 months minimum (varies)
Speed to funding	Same-day to 4 hours	1-7 days depending on matched lender
Documentation required	3 months bank statements	Application + bank statements + tax returns (some lenders)
Collateral required	Not required	Varies by matched lender
Products offered	Working Capital, LOC, Equipment, Term Loans, Revenue-Based, SBA	Marketplace — connects to 75+ lenders

Direct Fast Funding vs Lendio

Why operators choose Direct Fast Funding

What Lendio brings to the table

Ready to See What You Qualify For?