Comparison · Updated May 2026

Direct Fast Funding vs National Funding

Side-by-side comparison of funding range, qualification requirements, speed, and documentation. All competitor facts cited from National Funding's publicly stated requirements as of May 2026.

Criteria Direct Fast Funding National Funding
Funding range / MaximumUp to $5,000,000$500,000 working capital / $150,000 equipment
Minimum monthly revenue$10,000/mo$250,000/year (~$20,800/mo)
Minimum credit scoreFICO 500+FICO 600+
Minimum time in business6 months1 year
Speed to fundingSame-day to 4 hours1-3 business days
Documentation required3 months bank statements3 months bank statements + business details
Collateral requiredNot requiredEquipment financing secured by equipment
Products offeredWorking Capital, LOC, Equipment, Term Loans, Revenue-Based, SBAWorking capital, equipment financing

Why operators choose Direct Fast Funding

  • Lower minimum credit threshold (FICO 500+ vs higher requirements elsewhere)
  • Faster typical funding timeline (24 hours vs days)
  • No collateral required on most products
  • No tax returns or business plan needed — just 3 months of bank statements
  • Six funding products available — find the right structure for your need
  • Construction, trucking, restaurants, retail, healthcare — all welcome

What National Funding brings to the table

National Funding offers small business loans, equipment financing, and working capital across the US.

Source: https://www.nationalfunding.com

Ready to See What You Qualify For?

5-minute application. Soft credit pull (no impact). Decision in hours, funded in 4.

Apply Now →

Comparison facts about National Funding are sourced from https://www.nationalfunding.com and other publicly available materials as of May 2026. Information may have changed since publication. National Funding is a registered trademark of its respective owner; this page is an independent comparison and is not affiliated with or endorsed by National Funding. Loan terms, rates, and approval criteria for Direct Fast Funding vary by application and underwriting; see /apply/ for live qualification.